📄 Privacy Policy
Last updated: April 30, 2025

At Gastos Mensuales y Ahorro, we respect your privacy and are committed to protecting your information. This app was designed to help you manage your personal finances without requiring an account or sharing your data with third parties.

📌 1. Information we collect
The app does not collect, store, or transmit personal information to external servers. All data you enter (income, expenses, payments, settings) is stored only on your device.

🔐 2. Backups and export
The app allows you to export your data as an Excel (.xlsx) file locally or via services of your choice (such as Google Drive or email).
Using a password to encrypt your backup is optional.
The app does not access or sync with any external accounts (Google, Dropbox, etc.).
You have full control over your backups.

❌ 3. Ads and tracking
This app:

• Does not show ads
  
  

• Does not use tracking tools or third-party analytics
  
  

• Does not use cookies
  
  

👤 4. Permissions requested
The app may request access to:

• Storage: to save and read Excel files you generate
  
  

• Biometrics or PIN (optional): to protect access to the app or your backups if enabled
  These permissions are optional and used only on your device. They are not shared with third parties.
  
  

⚖️ 5. Changes to this policy
We may update this Privacy Policy if new features are added. Any changes will be published on this page.

📬 Contact
If you have any questions about this policy, contact us at: pablovsky.apps@gmail.com